Top 5 Payment Link Platforms & Solutions to Get Paid Faster

Payment link platforms let businesses request and collect payments instantly by sending customers a secure URL. In practice, you generate a payment link or invoice link and share it via email, chat or social media. The customer clicks the link and pays – no website or storefront needed. This “no-fuss” approach has several benefits:

• Convenience & Accessibility: Clients can pay on mobile or desktop from anywhere, at any time.
  
• No Website Needed: Payment links let solopreneurs and small teams get paid without investing in a full e-commerce site.
  
• Faster Cash Flow: By sending a link directly, invoicing delays are eliminated – payments often clear within minutes.
  
• Multi-Payment Support: Most link providers accept credit/debit cards, bank transfers and digital wallets through the same link.
  
• Ease of Setup: Many platforms offer intuitive, drag‑and‑drop interfaces so you can create links without writing code.
  
• Branded Checkout: You can add your logo, colors or custom domain to the payment page for a professional look.
  

These features accelerate sales and reduce administrative work. Now, let’s explore our Top 5 Payment Link Platforms, starting with our #1 pick, Prime Gateway.

1. Prime Gateway – Best for Flexible, Usage-Based Pricing

Prime Gateway is a payment gateway that advertises a “pay-as-you-go” pricing model, meaning businesses only pay processing fees on actual transactions. In other words, you “only pay for what you use,” with no minimum monthly fees. The platform claims transparent per-transaction rates (e.g. a flat percentage plus cents) and emphasizes that this is ideal for new merchants, SaaS companies, and ISO partners scaling up. Prime Gateway also highlights features like 24/7 dedicated support and free demos. 

Prime Gateway offers a suite of pre-certified payment hardware – from mobile credit-card terminals to countertop and multi-lane PIN pad devices – so businesses can accept in-person payments as well. In short, Prime Gateway’s value proposition centers on flexible usage pricing and hardware integration. 

Web Designers, Web Developers and Web Agencies can be a partner/reseller of Prime Gateway and get additional features:

Earn lifetime residual income on every client account they bring in 

Add a recurring revenue stream to their existing design or development work 

Offer a branded payment experience with their own logo and dashboard 

Retain client relationships long after projects end 

Access 200+ prebuilt integrations, Tap to Pay, ACH, fraud tools, and more 

Stand out as the go-to digital agency in your region 

2. Stripe Payment Links (Developer-Friendly)

Stripe provides flexible, programmable payment links well-suited for technical teams. You can generate a link for one-time charges or set up subscriptions, trials and custom payment plans using Stripe’s APIs. The links support multiple currencies and international transactions, and you can embed basic branding (logo, colors) in the checkout pages. 

Stripe is best for SaaS companies and developers who need advanced customization, while beginners may find its setup more complex. Stripe’s pricing is a standard 2.9% + $0.30 per transaction (for U.S. cards). Overall, Stripe links offer enterprise-grade power and global support, but require a developer’s touch.

3. PayFunnels (Service Businesses & Coaches)

PayFunnels is a no-code payment link platform tailored to coaches, consultants, agencies, and other service providers. It goes beyond simple payments by bundling features like branded payment pages (with custom domains), calendar scheduling (Zoom integration), and automated upsells or forms. You can easily collect one-time or recurring payments, split invoices, and even accept “pay what you want” contributions. Integrations with Slack, Zapier, and Notion make it easy to automate workflows. In short, PayFunnels aims to be an all-in-one client payment and engagement tool. According to PayFunnels, it is best for coaches, freelancers and small teams selling digital services or packages. A free trial is available and paid plans scale with usage.

4. LemonSqueezy (Digital Creators)

LemonSqueezy focuses on creators selling digital products, such as courses, eBooks, templates or software. It provides a sleek storefront and checkout, but also automatically handles global sales tax/VAT/GST on your behalf – a big plus for international sales. Key features include instant delivery of digital downloads upon purchase and a built-in affiliate program to help creators grow sales. LemonSqueezy’s payment links and checkout pages are mobile-friendly and can be embedded on any site. It is recommended for indie creators and developers, with a simple pricing of 5% + $0.50 per transaction. In essence, LemonSqueezy packages payment links, delivery and compliance into one tool for digital entrepreneurs.

5. MoonClerk (Recurring Payments)

MoonClerk specializes in recurring billing and donation links. It is built on Stripe, and lets you create subscription forms or donation pages that customers can sign up through a link. With just a few clicks you can set up monthly giving or membership fees – no coding needed. Key features include easy recurring payment setup and the ability to embed the payment form directly into your website. MoonClerk streamlines the process for nonprofits or membership organizations to collect continuous payments. It’s best for nonprofits, clubs or businesses with memberships. Pricing starts around $18/month plus standard Stripe transaction fees, making it an affordable subscription tool.

How to Choose the Right Provider

With many payment link options available, evaluate each against your needs. For example, define how you’ll send links (email, chat, WhatsApp, QR codes, etc.) and choose a provider that integrates with those channels. Check which payment methods you must support (credit cards, digital wallets, bank transfers, “buy now pay later,” etc.) and make sure the platform handles them. Compare fee structures (flat vs. percentage rates, monthly costs or hidden charges) to fit your budget. You’ll also want adequate security (PCI compliance, fraud protection) and an easy user experience at checkout. Most importantly, pick the solution whose strengths align with your business – e.g. developers might prefer Prime Gateway’s flexibility, while a solo coach might favor PayFunnels’ built-in scheduling and no-code simplicity.

In summary, payment link platforms are among the fastest ways to start accepting online payments – especially for small businesses and solopreneurs. They accelerate collections and minimize technical overhead, with no website required.

Whether you need powerful developer tools (like Prime Gateway), an all-in-one client portal, digital download support, or simple recurring billing, one of these top five providers will meet your needs – Prime Gateway included.

By aligning with your specific workflow and customer preferences, you can get paid faster and with less hassle than ever before.

Discover how Prime Gateway can power your business. Schedule a demo to see all these features in action. Learn more at www.primegateway.com

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